55 minute session
Rates & Insurance
$225
I’m a self-pay practice and don’t bill insurance directly — but I can provide superbills for out-of-network reimbursement.
Why self-pay
Paying directly has some real upsides. You don’t need a diagnosis to get help — we can work on whatever is actually going on. No insurer gets to decide how many sessions you need, or when you’re done. And your records stay private, between you and me, instead of living in an insurance company’s files.
How superbills work
01
You pay at each session
Payment is due when we meet — by card, or with HSA or FSA funds.
02
I send you a monthly superbill
An itemized receipt with everything your insurer needs to process it.
03
You submit it to your insurer
They reimburse you whatever your plan’s out-of-network benefits allow.
One thing to know up front: I can't guarantee you'll receive reimbursement — that's your insurer's decision, not mine. Before we start, call the number on the back of your insurance card and ask what your out-of-network benefits are for outpatient therapy. Then you'll know roughly what to expect back.
Good Faith Estimate
If you’re paying out of pocket, you have the right to receive a Good Faith Estimate of what your care is expected to cost, under the No Surprises Act. I’ll provide one before we begin, so the cost is clear from the start.
FAQ
Money questions
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Generally, yes. Therapy is an eligible expense under most HSA and FSA plans, so you can pay for sessions straight from those accounts. Plans vary, so it’s worth a quick check of yours.
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Most people start weekly, then space sessions out as things settle. At $225 a session, weekly therapy comes to $900 in a typical four-session month, and every other week is $450. We’ll find a rhythm that fits your life and your budget.
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I don’t — $225 is my rate for every client. One consistent rate is part of how I keep my caseload small enough to do this work well. If the fee is the barrier, please still reach out for the free consultation; I’m glad to talk through whether there’s a cadence that works, or point you toward lower-cost care that might be a better fit.
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Life happens. Cancel or reschedule with at least 24 hours’ notice and there’s no fee. Later than that, the full session fee applies — but every client gets one late cancellation waived per calendar year, no reason needed. And if you’re sick, we can usually switch your session to online instead of canceling.
Free 15-minute consultation
Every new client starts with a free 15-minute consultation so we can both check that we’re a good fit before scheduling a full session.